Business owners & operators

Treasury, owner liquidity and business capital should not live in separate conversations.

We help privately held companies understand how operating cash, credit, tax obligations and owner distributions fit together.

Operating Treasury View Sample Model
Cash buffer5.8 mo
A/R exposure22%
Debt capacityModerate
Owner draw safetyGreen

Owners make better decisions when the business and personal balance sheets talk to each other.

We model cash reserves, operating volatility, tax set-asides, compensation, distributions, debt service and possible exit scenarios in one view.

Review Your Treasury
Cash Policy

Minimum cash levels, sweep rules and reserve segmentation.

Credit Planning

Line sizing, covenant awareness and lender-readiness documents.

Owner Strategy

Compensation, distributions, tax reserves and personal liquidity timing.